What our clients say about us

“Bhavesh is very professional and polite, was very supportive throughout the mortgage application process. He helped me to find the better deals and rates, and was very quick with the application. Apart from mortgage, he also helped me with home & term insurance plans which I found to be very competitive with the market rates. Overall it was a very good experience for me and I would highly recommend” … Mr A Chauhan (Manchester, May 24)

100% recommendation to Bhavesh, what a lovely straight to the point guy and helps you get the best he can provide that is right for you. I will always use Bhavesh for his honesty and trustworthiness” … Mrs C Chapman (Audenshaw, Apr 24)

“We were all told how stressful and complicated mortgages, and everything that comes with it, is. Bhavesh made it very easy and quick too. He also helped with getting us solicitors and insurances in place too. Can’t thank him enough” … Mr D Majithia (Stanmore, Feb 24)

“We are very happy with the service provided. As first time buyers, Bhavesh helped us to understand the process and answered any question we had very quickly. He got us the best deal on our mortgage and we would definitely recommend him to family and friends“ … Miss K Hamer (Manchester, Dec 23)

“Bhavesh made the experience of remortgaging very simple and stress-free. Everything was clearly explained and I wouldn’t hesitate to recommend him” … Mrs S Ratcliffe (Wigan, Dec 2023)

“I have been dealing with Bhavesh for the last 4 years and he has been an absolute pleasure to work with. His attention to detail alongside his ability to find us the best rates on the market is testament to his hard work. We are thankful to you for all your support” … Mr S Ridley (Crowborough, Nov 23)

“Absolute 5* service. For the amount of help, information, service and support I received, I would have expected to pay a much higher fee. Without the intervention and tenacity of Bhavesh, my remortgage would not have gone through in time. I couldn’t recommend his service highly enough” … Mr L McEvoy (Manchester, Jan 2023)

“Bhavesh has handled everything for me in what has been a lengthy process trying to buy my first home with 2 attempts falling through. The most I have ever had to do is email to ask him something and he always responds in a timely manner and nothing is ever too much trouble. This has taken a lot of stress away from me and I am very pleased with his service throughout” … Miss Docrat (Northwich,  Mar 2022)

“Bhavesh has assisted us with renewing our mortgages for over 10 years. Every time, its been effortless and Bhavesh is extremely helpful and always available to assist. Always a pleasure, Thanks” … Mr & Mrs Wilde (Manchester, Feb 22)

“Very satisfied – It was great and a very quick service provided by Bhavesh … definitely recommend and a great financial service provider” … Mr J Parekh (Manchester, Nov 21)  

“We are thankful to you for all your support … you are truly one of the most efficient people that we deal with and are truly grateful for all your help” … Dr & Mrs Abbasali (Manchester, Dec 21)

“Thank you Bhavesh, for all your help with arranging our mortgage, insurance etc. You helped make things go a lot more smoothly with your calm, helpful and approachable manner” … Ms H Hall (Bolton, Apr 21)

“Bhavesh is a true professional and works to the highest standard of ethics and professionalism“ … Mr D Kakkar (Manchester, Jan 2021)

“This was second time we have had a great experience of using your service and will happily recommend you to our friends and colleagues. We have already moved to our new house and we are very happy. Thank you” … Mr Pruck & Ms Gor (Blackpool, Dec 20)

“Great service, always reliable and efficient” … Mrs D Whitehead (Manchester, Nov 20)

“I have used Chande IFA for over 15 years and their service and advice has always been excellent. I would highly recommend Bhavesh and his team” … Mr D Goodwin (Bolton, Nov 20)

“Very professional, always there to answer and questions. Went an extra mile to help us find the best mortgage deal. Highly recommend” … Mrs S Waheed (London, Nov 20)

“Fabulous service yet again, professional and knowledgeable, thank you so much” … Miss G Black (Worsley, Nov 20)

“Bhavesh went above and beyond to help us with our house sale, even with items not related to his own role as our adviser. Couldn’t have asked for better. Will 100% recommend. Thank you” … Miss J Barrett (Manchester, Aug 20)

“Bhavesh has helped us over many years with our financial needs and he always finds us the best deal which is why I’ve recommended him to my friends. Great service, thanks” … Mrs N Francis (Manchester, June 20)

“Very professional and personal, easy to speak to, highly recommended to anyone, very good as a financial adviser, five star all the way” … Mr H Chahal (Coventry, June 20)

“We really appreciate the way Bhavesh listens and takes time to explain everything to us and his speed at responding to enquiries” … Mrs L Sparrow (Manchester, June 20)

“Bhavesh is one of THE most organised people we know. He has been super efficient with advice and coming back with different options showing his extensive knowledge of his industry all delivered in a friendly professional manner. We would have absolutely no hesitation in recommending Bhavesh to anyone” … Mr & Mrs Isherwood (Bury, March 20)

“Chande IFA are my go to providers I have always found them friendly, professional and they make the process very easy” … Ms D Benson (Bury, Feb 20)

“Great advisor who clearly knows the market and how to find the best and most suitable deal for us” … Mr M Palan (London, Nov 19)

“Excellent, very informative and friendly advice” … Mrs C McKee (Manchester, Oct 19)

“Bhav explained the process very clearly and the process of applying for a mortgage was easy, keeping me updated throughout. Would have no hesitation in recommending Bhav to family and friends” … Mr A Gee (Manchester, Oct 19)

“Thank you so much for brokering both mortgages in under 4 weeks. Thank you for always being so prompt and just fantastic to work with” … Mr I Chhipa (London, May 19)

“We would just like to say a big thank you for all your support and patience with this process. As first time buyers, you have been a tremendous help” … Dr S Scott & Miss V Case (Bury, Mar 19)

“Very happy with the service from Bhavesh. Very quick and straightforward process and very professional throughout. Would highly recommend to anyone” … Mr D Brown (Tylesley, Manchester, Mar 19)

“I have been dealing with Bhavesh for a few years now. He provides a thoroughly professional service all round and provides sound financial advice. His communication skills are excellent and he is very approachable. I cannot recommend his services enough!!” … Mr E Sonameah (Hale, Altrincham, Mar 19)

“Excellent service, Bhavesh always gets me a great deal for my mortgage quickly and efficiently” … Mrs J Moule (Oldham, Mar 19)

“Bhavesh is very reliable and trustworthy. He kept us up to date throughout the process and provided professional, impartial , clear guidance and advice. Will certainly use his services again” … Mrs K Mulcahy (Manchester, Dec 2018)

“A most professional service from start to finish. Really pleased with my mortgage and insurance products. Saved me so much time and effort and any queries were dealt with speedily and efficiently. I would have no hesitation in recommending Bhavesh” … Miss A Davis (Eccles, Manchester, Sept 2018)

“It was very comfortable talking to Bhavesh Chande and he explained things in a very simple way, so we understand all the requirements. Thank you for such a smooth experience. I have recommended you to my family and friends who will be coming to you this year. Thanks a lot” … Mrs S Korana (Heywood, Feb 2018)

“We have finally moved into the new house. We can’t thank you enough for all your help and advice and for keeping us on the right path. It is very much appreciated” … Mr & Mrs Percy (Manchester, Sept 17)

“Bhavesh Chande is very professional and efficient. I would strongly recommend Bhavesh to anyone looking for a mortgage” … Mr N Chinthapatla (Manchester, June 17)

“I thank Bhavesh who helped me and advised me to get a mortgate. He is professional and replies to email on any questions very quickly . I will recommend him to all my friends who want to get a mortgate” … Mr H Truong (Stoke, June 17)

“Brilliant, efficient, helpful. Highly recommend Chande IFA” … Mr J Gratton (Worsley, May 17)

“Bhavesh explained everything in terms easily understood by us which we found very helpful. Any queries are always handled swiftly and we have been kept well informed throughout. We are more than happy to recommend his services” … Mrs L Sparrow (Worsley, Apr 2017)

“Bhavesh was really helpful and answered all my questions clearly and didn’t mind when I found something hard to understand. He also informed me about changes in my mortgage interest rates in advance and explained clearly what the differences in rates meant so I could understand” … Miss K Speak (Manchester, Mar 2017)

“Trouble free and you know that you are in safe hands and will get the best deal possible” … Mr M Butler (Didsbury, Manchester, Dec 16)

“Bhavesh was very helpful in getting our mortgage. He managed everything very professionally, all we had to do was go through the documents and sign. He was very prompt in replying back to all our queries. Thank you” … Mr L Joyappa (Leeds, Dec 2016)

“Bhavesh has provided excellent advise for 13/14 years, highly recommended” … Mr D Syddall (Bolton, Dec 2016)

“I am always impressed by how quickly Bhav responds to clients. I have and will continue to recommend him to friends and family as I have every confidence in the advice he gives out” … Mrs S Craig (Worsley, Manchester, Dec 2016)

“Happy to recommend to friends and family, quick but thorough service” … Mr C Chadwick (Manchester, Dec 2016)

“Fantastic, efficient, couldn’t have asked for any more” … Mr T Coghill (Sheffield, Dec 2016)

“Bhavesh listens to our needs and always gets us the best deal which is why we use him for all our financial needs” … Mrs N Francis (Stretford, Manchester, Dec 2016)

“Excellent, professional service, would recommend to friends” … Mrs S Afzal (Manchester, Dec 2016)

“Great service and advice over the years! Thanks” … Mr R Roach (Liverpool, Dec 2016)

“Need to say a massive thank you for all your hard work in helping us to buy the house. Will happily recommend you” … Mr B Collantine (Manchester, Nov 2016)

“Bhavesh was recommended to me through a work colleague after being let down through my own contacts. I found him to be very professional with a really good understanding of the mortgage market and was able to recommend a product to me quickly and efficiently. He also had very good contacts and was able to provide detailed updates on application process and status. Overall very impressed with his services” … Mr S Brown (Telford, April 2016)

“Excellent advice and a very professional service. Bhavesh tailored his advice to my exact needs. His timely responses helped the whole mortgage process to be very smooth and stress free” … Mr D Hamlet (Stockport, March 2016)

“Bhavesh has been great throughout the whole moving process and despite our sellers falling through on several occasions Bhavesh continued to support and deliver on short timescales. Without Bhavesh in the circumstances we faced we would have been facing costly delays. We will be recommending Bhavesh to our friends & families” … Mr M Donnelly (Bradford, March 2016)

“Fantastic service all round :-)” … Mrs M Smyth (Worsley, Manchester, Aug 2015)

“Excellent service; prompt, professional, knowledgeable and efficient. Would definitely recommend” … Mrs K Welsh (Prestwich, Manchester, Aug 2015)

“Very impressed with quick responses to my enquiries” … Miss K Speak (Stockport, Aug 2015)

“… a long overdue ‘thank you’ for all the work you did for our daughter. She is now happily installed in her flat which probably would not have happened without you fighting her corner and getting a mortgage she could afford. You were always there at the end of an email, you always replied quickly and we felt we could trust you” … Mrs E Speak (Stockport, July 2015)

“My adviser Bhavesh was fantastic throughout and I will fully recommend your service“ … Mr A Rodgers (Stalybridge, Cheshire, Feb 2015)

“A lot of hard work over a long period of time went into our application. Many thanks” … Mrs V Hamer (Worsley, Manchester, Nov 2014)

“Am highly impressed with Mr Chande’s professionalism and excellent communication skills. A very competent, approachable and friendly person. Highly recommend” … Mr E Sonameah (Hale, Oct 2014)

“Mr Chande was recommended to me by a friend. I was very happy with how Mr Chande dealt with my remortgage process, displaying professionalism at all times” … Mr I Maqsood (Burnley, Oct 2014)

“I had lost all faith in this industry however the hard work and approach of Bhav has restored this” … Mr A Hart (Manchester, Oct 2014)

“On behalf of Nicky and I just to reiterate our sincere thanks for all your help in sorting various things out for us. We really appreciate your patience and proactive approach to representing our interests. We are excited to finally be completing!! Many thanks” … Mr R Young, (Stockport, Aug 2014)

“Thank you for making the process of buying our new home so easy. Your assistance and efficiency helped secure the house as there was much competition from other interested parties” … Mrs V Dart (Rossendale, Aug 2014)

“Thank you for all your work on this, you’ve managed to pull off what I thought was quite a difficult task, given our original requirements. I’ll certainly be recommending your services” … Mr J Shah (London, July 2014)

“I have used Chande IFA for many years now where I have sought advice for all my financial matters. I continue to be surprised by the high standard level of service I receive regardless of what my query may be. Chande IFA have continued to provide me excellent advice beyond my expectations enhanced further by its first-class service delivery. Chande IFA have ben extremely professional in dealing with all my matters making my customer experience straight-forward, hassle-free with advice delivered accurately and on time. The commitment, dedication and professional attitude shown by Chande IFA are some of the many reasons why I have sought their advice for many years and why I will continue to do so in the future” … Mr V Vibhakar (London, June 2014)

“Bhavesh, you were utterly amazing, couldn’t have done it without you. If only everyone was as courteous and polite as you, the world would be a better place” … Ms V Hely (Bury, June 2014)

“Thank you so much for all your help in getting our mortgage sorted out … we really appreciate how helpful you have been throughout the entire process” … Mr and Mrs Keenan (Manchester, June 2014)

We couldn’t have asked for more. Top class service that I would recommend to anyone” … Mrs N Foster (Worsley, Manchester, Mar 2014)

“The whole experience of getting a mortgage was made very easy and stress free due to the expert advice and incredible efficiency of Bhavesh. Thank you very much” … Mrs R Meredith (Shoreham-By-Sea, Oct 2013)

“We were extremely satisfied with the service provided. All communications were above and beyond our expectations. Bhavesh was the most efficient person we dealt with throughout the process of buying our house. We shall be recommending you to all our friends and family” … Miss D Patel (Manchester, Aug 2013)

“Bhavesh you were amazing and helped make everything possible, we will recommend you to anyone moving home. Thank you” … Mr and Mrs Wilde (Manchester, July 2013)

“I have been very impressed with all my dealings with Bhavesh since first being recommended to him a couple of years ago. I have found that he provides clear, considered and honest advice which has really helped me to make decisions about my financial planning. Communication is always clear and prompt and I have found that Bhavesh has been very good at understanding my particular needs and attitudes to risk. To date Bhavesh has advised me on new mortgage arrangements, the establishment of an ISA, Income Protection and Pension Planning. I would have no hesitation is recommending Bhavesh to other people” … Mr R Young MBE (Didsbury, Manchester, April 2013)

“Thanks very much for your assistance, advice and professionalism throughout the process. I can’t recommend your work highly enough” … Mr M Desai (London, May 2012)

“We were really happy with how efficient the service was. Thank you” … Mrs K Byrne (Watford, Nov 2011)

“Professional and prompt, well informed and simply explained, all queries answered very quickly” … Mr D Cooper (Worsley, Manchester, Aug 2011)

“Very good service, efficient, effective, no hassle and would use again” … Miss Hill (Radcliffe, Manchester, April 2011)

“Very happy with the personable and professional approach and delivery. Bhavesh was available at all times I needed or very soon thereafter and discussed things clearly. This service enabled us to take a very big step with more confidence and understanding” … Mr & Mrs Mason (Manchester, Feb 2011)

“I was very pleased with the service and feel confident that my finances will be well looked after in the future. Mr Chande’s company came highly recommended and will be highly recommended by myself. Thank you very much” … Mrs K Naylor (Bury, Dec 2010)

“The whole experience has been great … I will use you again and not hesitate to recommend you. Communications have been excellent even when circumstances beyond your control [ash cloud] kept you away from the office. The fact you kept us informed during this period was professional and much appreciated” … Miss E Hoefste (Warrington, Cheshire, June 2010)

“I received an excellent service, my queries were always explained in a way I could understand, responses were immediate and effective. I feel confident the best products were arranged for my personal needs. Thank you” … Miss E Price (Worsley, Manchester, Aug 2009)

“Bhavesh has helped both me and my family on many occasions, his service and advice has always been excellent and I have no hesitation in recommending him to others. Thanks again for a professional yet personal service” … Mr S Devlin (Worsley, Manchester, July 2009)

“Exceeded expectations – Excellent service and advice” … Mr R Foster (Worsley, Manchester, July 2009)

“Bhavesh always explains everything so I can understand it and advises us if there is any risk on a variable rate mortgage … I was always contacted back on the same day when I had left a message” … Miss N McCann (Stretford, Manchester, Mar 2009)

“I have valued the mortgage advice for the last six years, it has always been excellent” … Ms T Delabrousse (Bolton, Lancs, Mar 2009)

“Bhavesh always has time to look into what are often last minute requests … Bhavesh yet again came up with the goods! Thank you” … Miss J Gatfield (Macclesfield, Cheshire, Dec 2008)

“I feel that my fear of taking investment risks with my savings was understood and a careful choice was made for my investment. These were clearly explained to me … The company was recommended to me by a friend and I too would make recommendation to others wanting financial advice following the good service we have received” … Ms K Harvey (Moston, Manchester, Oct 2008)

“Extremely efficient. Bhavesh is extremely approachable and understood my needs. I will definitely use Chande IFA Ltd again for advice and products. Thank you” … Miss L McClean (Prestwich, Manchester, Sept 2008)

“All your advice and guidance has been very helpful and very prompt. No complaints at all!” … Mr J Winter (Wilmslow, Cheshire, Sept 2008)

“The service was absolutely fantastic, because of Bhavesh our mortgage was arranged within a day and we were able to complete within a month. Nothing was too much trouble for Bhavesh and I am completely satisfied that he secured us the best deal. Bhavesh always replied quickly and helped us through each stage of the mortgage application answering any queries we had along the way” … Miss R Ford (Stockport, Aug 2008)

“Excellent service especially against tight time constraints which were achieved successfully” … Mr D Goodwin (Horwich, Bolton, Aug 2008)

“The entire process went smoothly. We were given accurate and informative responses, delivered with utmost efficiency. Bhavesh provided clear and effective advice throughout. I feel he made everything easy to access and understand. All communication was professional but understanding of the pressure of house buying … Just a note to say thank you! The whole thing was made much easier by knowing you were there to answer questions. We are already passing your details on with the highest recommendation” … Miss J Harris & Mr J Cooper (Ramsbottom, Bury, Aug 2008)

“I have found Chande IFA Ltd very professional, Bhavesh is always willing to give advice when you phone up, and you get that personal touch. Highly recommended” … Mr D Barnes (Oldham, Lancs, Aug 2008)

“Thanks very much for all your hard work … A very professional, efficient and excellent service in all aspects” … Mr M Shah (Stanmore, London, Aug 2008)

“Bhavesh is extremely helpful and professional, answering all our questions and meeting all our requirements. We couldn’t have been happier with the service provided. Nothing was too much trouble” … Miss S Mullins & Mr S Laurie (Cadishead, Manchester, April 2008)

“Bhavesh has always been very helpful and provided a very good service. The mortgage was applicable to our requirements both current and long term. We would be happy to use your services again and recommend them to others” … Mrs K Sansome (St Albans, Herts, Dec 2007)

“Fantastic service and will recommend to friends and family” … Dr S Ellis (Ramsbottom, Lancs, Oct 2007)

“Bhavesh has always provided a very professional service. He always offers a range of products and provides impartial advice on them. He understands his client’s requirements well and is always willing to offer advice. He is flexible in his working hours which is wonderful when trying to make changes to your finances. He keeps track of your mortgage too and knows when it is time to look for a better deal – and finds one. The process is usually painless and very efficient. I have made excellent use of the service Bhavesh provides for over 10 years now. I have always been very happy to use Bhavesh – in fact I have recommended him to several close friends and family members” … Miss L Jones (Chorlton, Manchester, Sept 2007)

“Service was excellent, as always … Thank you for all your help again. We would not hesitate to use your service and will be recommending you to others if the opportunity arises” … Mr and Mrs Taylor (Prestwich, Manchester, May 2007)

“We found all of your dealings and advice excellent and shall use you again and recommend to others” … Mr and Mrs Ikin (Rossendale, Lancs, May 2007)

“I have always found Bhavesh to be friendly as well as professional and willing to answer any questions I may have either by e-mail or phone. Your service is excellent. I have been more than satisfied with all aspects of your advice over the time I have known you which is about 8 years. I would certainly use you again and would be happy to recommend you as I have in the past” … Ms K Wright (Ellend, West Yorkshire, Feb 2007)

Authorised and regulated by the Financial Conduct Authority
Mortgages Etc Ltd is entered on the FCA register under reference 445967
Registered in England and Wales Number 4985940
Registered Office: The Granary, 50 Barton Road, Worsley, Manchester M28 2EB

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